Phone: (469) 385-2800

NOW Checking

Summary

NOW Checking introduces you to the perks of banking with Opportunity. Your money keeps growing in this interest-bearing checking account. As long as you keep your balance above $1,500, you'll avoid the low maintenance fee.

$1,500 opening deposit
$1,500 monthly balance to avoid $10 monthly fee
Free debit card
Free online banking and bill pay
Also available to non-profits organizations and IOLTAs (Interest on Lawyers Trust Accounts)

Disclosures

If you would like more current rate and yield information please call us at 469-385-2800. We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal from an interest bearing account.

Variable rate. The interest rate for your account is variable; your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account. We may change the interest rate on your account daily.

Minimum balance requirements. To open the account you must deposit at least $100.00. To avoid the imposition of the maintenance fee you must meet the following requirements: A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $1500.00 any day of the statement cycle.

Compounding and Crediting. Interest will be compounded monthly. If you close your account before interest is credited, you will not receive the accrued interest.

Balance Computation Method. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. The period we use is a statement cycle. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.

Additional Terms. Price of checks depends on style and quantity ordered.

Please see bank for full disclosure and current rates.