Opportunity Bank N.A.

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(469) 385-2800

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Rates

Opportunity Reward Checking **

Balance Tier:Annual Percentage Yield Interest Rate Minimum Opening Deposit
$.01 - $20,000.002.50%2.45%$100
Above $20,000.000.75%0.75%
If monthly qualifications are not met, earn:0.10%0.10%

Must meet qualifications per each monthly qualification cycle. Contact bank for full details.

Now Checking **

Annual Percentage Yield Interest Rate Minimum Opening Deposit
0.50%0.50%$1,500

Personal Savings **

Annual Percentage Yield Interest Rate Minimum Opening Deposit
0.40%0.40%$200

Personal Money Market **

Balance Annual Percentage Yield Interest Rate Minimum Opening Deposit
$0.00 - $1,499.990.15%0.15%$2,500
$1,500.00 - $24,999.990.40%0.40%$2,500
$25,000.00 - $74,999.990.60%0.60%$2,500
$75,000.00 - $199,999.990.80%0.80%$2,500
$200,000 and above0.80%0.80%$2,500

Business Money Market **

Balance Annual Percentage Yield Interest Rate Minimum Opening Deposit
$0.00 - $1,499.990.15%0.15%$2,500
$1,500.00 - $24,999.990.40%0.40%$2,500
$25,000.00 - $74,999.990.60%0.60%$2,500
$75,000.00 - $199,999.990.80%0.80%$2,500
$200,000 and above0.80%0.80%$2,500

Certificates *

Balance Annual Percentage Yield Interest Rate Minimum Opening Deposit
30-89 - Day Certificate0.15%0.15%$1,000
90-179 - Day Certificate0.15%0.15%$1,000
180-364 - Day Certificate0.25%0.25%$1,000
12-17 Month - Certificate0.50%0.50%$1,000
18-23 Month - Certificate0.50%0.50%$1,000
24-35 Month - Certificate0.85%0.85%$1,000
36-59 Month - Certificate1.10%1.09%$1,000
60 Month - Certificate1.45%1.44%$1,000

IRA's *

Balance Annual Percentage Yield Interest Rate Minimum Opening Deposit
30-89 - Day Certificate0.15%0.15%$1,000
90-179 - Day Certificate0.15%0.15%$1,000
180-364 - Day Certificate0.25%0.25%$1,000
12-17 Month - Certificate0.50%0.50%$1,000
18-23 Month - Certificate0.50%0.50%$1,000
24-35 Month - Certificate0.85%0.85%$1,000
36-59 Month - Certificate1.10%1.09%$1,000
60 Month - Certificate1.45%1.44%$1,000

Rates Effective as of 7/1/2011. All rates are subject to change without notice.

*Penalty may be imposed for early withdrawal on Certificates of Deposit (CD) and Individual Retirement Accounts (IRA)

**For savings, personal, and business checking accounts, rates may change after account is opened. Fees may reduce earnings.